Planned/Deferred Giving

Welcome! We are pleased that you are interested in learning about the many benefits of planned giving.

Planned giving may be defined as a method of supporting nonprofits and charities that enables you to make larger gifts than you could make from discretionary income. While some planned gifts can provide you with life-long income, others use estate and tax planning techniques to provide to your favorite charities and other heirs in ways that maximize the gift and minimize the tax liabilities on your estate.

There are three types of planned/deferred gifts:

  • First, outright gifts that use appreciated assets as a substitute for cash;
  • Second, gifts that return income or other financial benefits to you in return for the contribution;
  • Third, gifts from your estate payable upon your death.

Whether you use cash, appreciated securities/stock, real estate, artwork, personal property, life insurance, a retirement plan, etc., a planned gift can offer you attractive tax savings and make this type of charitable giving very appealing to you while benefiting the charities you wish to support.

For more information on planned giving and how you can benefit from a planned gift, contact Randy Kuhlman, CEO, at 515.573.3171 or